Listing Details: Harford County, Perry Hall and Aberdeen Proving Grounds, Maryland Real Estate Listings & Homes For Sale Provided by Rita Quintero

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Photo of 914 Hebditch Lane, Havre De Grace, MD, 21078.

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Address: 914 Hebditch Lane	City/ST: Havre De Grace, MD	Zip Code: 21078
Location: Havre De Grace	Property Type: Townhouse	New or Resale: Resale
Square Footage: 1196	Bedrooms: 3	Bathrooms: 2
MLS# HR7182271	Property Tax: 2391

Bright three bedroom 2 BA semi-detached home. The owner raised the roof & added an upper level that features a huge master bedroom with tranquil views of the water, full bath and cathedral ceilings*Wood floors**Finished lower level**Updated kitchen and baths, electric, plumbing, C/A, siding all approx. 1 1/2 years old**Also available 912 Hebditch Ln,live in 1 rent the other. Must See!

Last Updated: 7/9/2010 11:55:44 PM

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Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

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Q	What home is the best example of colonial architecture in homes designed to "grow" as the family grew?
A	The House of the Seven Gables in Salem, MA, that was the model for Nathaniel Hawthorne's novel of the same name.
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Rita Quintero, REALTOR�, real estate agent and broker for Harford County, Perry Hall and Aberdeen Proving Grounds, Maryland home listings, property and land for sale - NUMBER1EXPERT

Rita Quintero, CEO/Broker
Regional Realty
2943 Emmorton Road
Abringdon, MD 21009
410-569-7825
Fax: 410-569-2006
Toll Free: 866-492-7355
ritaquintero@NUMBER1EXPERT.com
rita@ritaquintero.com
I am a full time licensed Broker/Realtor serving Maryland and Pennsylvania helping Sellers and Buyers. I have a team of specialist to ensure extraordinary service for my clients. I display a high standard of professionalism as well as a thorough knowledge of the real estate industry.

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