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Real Estate Tips
Closing or Settlement >The Good Faith Estimate

When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.

Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.

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Real Estate Trivia
Q 
Which famous skilled mason laid the cornerstone of the Capitol Building in Washington, D.C. in 1793?

A 
George Washington, the first President of the United States.
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Rita Quintero, REALTOR®, real estate agent and broker for Harford County, Perry Hall and Aberdeen Proving Grounds, Maryland home listings, property and land for sale - NUMBER1EXPERT

Rita Quintero
HSA Realty Group

2943 Emmorton Road
Abringdon, MD 21009
410-569-7825
Fax: 410-569-2006
ritaquintero@NUMBER1EXPERT.com

I am a full time licensed Broker/Realtor serving Maryland and Pennsylvania helping Sellers and Buyers. I have a team of specialist to ensure extraordinary service for my clients. I display a high standard of professionalism as well as a thorough knowledge of the real estate industry.

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