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    Feature Property - One of a Kind! $599,900    
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Address:   1613 Saddle Ridge Court    City/ST:   Forest Hill, MD   Zip Code:   21050  
Location:   Saddle View   Property Type:   Single Family Home   New or Resale:   Resale   
Square Footage:   3764   Bedrooms:   4   Bathrooms:   2 full, 1 half  
MLS#   HR7175102   Property Tax:   6202  

FIVE YEAR YOUNG COLONIAL IN THE SMALL COMMUNITY OF SADDLE VIEW.THIS HOME OFFERS TONS OF PRIVACY AND A VIEW LIKE NONE OTHER.THE MIDDLEBURG MODEL FEATURES 4 BEDROOMS/2.5 BATHS. LARGE MASTER BED/W TRAY CEILINGS,COLUMNS,AND SITING AREA. HIS & HERS WALK-IN CLOSETS. 2 STORY FOYER ENTRANCE.THE FAMILY ROOM OPENS FROM THE KITCHEN WITH 10' CEILINGS AND A STONE GAS FIREPLACE.GORGEOUS TREK DECK OFF KITCHEN.

Last Updated: 1/14/2010 2:59:33 PM

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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
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What does the term Curb Appeal mean?

A 
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Rita Quintero, REALTOR®, real estate agent and broker for Harford County, Perry Hall and Aberdeen Proving Grounds, Maryland home listings, property and land for sale - NUMBER1EXPERT

Rita Quintero
HSA Realty Group

2943 Emmorton Road
Abringdon, MD 21009
410-569-7825
Fax: 410-569-2006
ritaquintero@NUMBER1EXPERT.com

I am a full time licensed Broker/Realtor serving Maryland and Pennsylvania helping Sellers and Buyers. I have a team of specialist to ensure extraordinary service for my clients. I display a high standard of professionalism as well as a thorough knowledge of the real estate industry.

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